First Abu Dhabi Bank (FAB), the UAE’s global bank and one of the world’s largest and safest financial institutions, today announced a record group net profit of AED21.11 billion ($5.75 billion), up 24% year-on-year (yoy).
Profit before tax increased 27% yoy to AED25.20 billion. Operating income rose 16% yoy to AED36.68 billion, supported by sustained business momentum and growing contributions from non-interest income. Return on Tangible Equity reached 19.2%, remaining firmly above the Group’s medium-term guidance.
Sheikh Tahnoon Bin Zayed Al Nahyan, Chairman of FAB, said: “FAB’s results in 2025 reflect multiple years of consistent progress in building scale, resilience and long-term value, while firmly establishing the Group as a leading franchise. Through disciplined execution, over the years, FAB has expanded its franchise, strengthened profitability, and further reinforced its role as the UAE’s global bank. This progress underscores the Group’s continued support of the country’s economic ambitions through sustained delivery and the ongoing investment in technology and innovation, including artificial intelligence.
"Anchored by the strength of the UAE economy, FAB has continued to expand its presence across key international markets, facilitating capital, trade, and investment flows that connect the UAE with global growth corridors and strengthen the country’s position as a leading international, financial, and economic hub.
"Looking ahead, FAB will continue to support the UAE’s economic ambitions as a trusted financial institution, leveraging its scale and resilience to enable sustainable growth and long-term value creation,” he said.
Hana Al Rostamani, Group Chief Executive Officer of FAB, said: “FAB concludes 2025 with a strong performance, with group revenue reaching AED36.68 billion and net profit of AED21.11 billion, demonstrating the strength of our franchise and the disciplined execution of our strategy throughout the year. Returns remained resilient at scale, with Return on Tangible Equity firmly above our medium-term guidance at 19.2%, reinforcing FAB’s position among the most profitable AA-rated banks globally.
In recognition of this performance, the Board of Directors has recommended a cash dividend of 80 fils per share for the financial year 2025, representing a total distribution of AED8.84 billion and the highest cash dividend in FAB’s history.
FAB’s FY25 performance was driven by disciplined execution across the franchise, sustained client activity, and continued progress in diversifying revenue streams. Strong momentum across core client segments and expanding contributions from strategic trade corridors supported consistent earnings delivery through the year.
Net interest income rose 4% yoy to AED20.32 billion, driven by double-digit volume growth, while non-interest income increased 36% yoy to AED16.35 billion, accounting for 45% of group revenue.
Across the group’s balance sheet, total assets reached AED1.40 trillion, up 16% yoy. Loans and advances grew 17% yoy to AED616 billion as FAB’s market-leading UAE scale and extensive global footprint continue to support growing capital flows across key corridors and priority markets. In parallel, customer deposits increased 7% yoy to AED841 billion. - TradeArabia News Service
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